The Finance Related Articles and Resources
In: Insurance
31 Jan 2010It’s difficult to watch ourselves age. It’s also difficult to watch our parents age. It’s even more difficult when it comes to figuring out how to help them when the time comes. This type of help can be anything from some financial assistance, a few trips to the doctor’s office, or helping them find a long term care facility they - or you - can afford. Perhaps you and your parents should have considered buying some long term care insurance years ago. But what is long term care insurance?
Long term care insurance is an excellent investment, no matter what age…
In: Investing
18 Dec 2009There are several things you ought to keep in mind when selecting a financial adviser. Financial and investment advisers are a dime a dozen these days but finding a good one, a top one that is right for your needs is very difficult. You will need to prepare yourself and learn a few things that will help you make the right choice.
A good start is to search by asking friends and family for recommendations of professionals who have proven to be competent to say the least in the field of investment and financial advice. You can also ask your accountant,…
In: Mortgage
15 Dec 2009Reverse mortgage is common in most home all over the country today. At the same time, house prices are also soaring while interest rates are at their record lows. Let’s take a look at the reasons why despite the bad publicity that reverse mortgages had, they have managed to stay in the industry all these years to become the “in” thing for many borrowers today.
Nicknamed predatory loans, the reverse mortgage took more beating when it was embroiled in scandals. But in the last decade, it has earned more credibility after legislation required more upfront disclosures of costs.
This is a mortgage…
In: Investing
3 Nov 2009We decided to share some tips about personal budgeting in hopes of being able to provide some valuable tips and advice that can save you from financial ruin and filing bankruptcy. Listed below are several tips that will enable people to save more money.
Clip coupons: This is the single most important rule of personal budgeting. Why? Simply because a few minutes spent clipping coupons could end up saving you multiple dollars in the checkout line.
Bulk shopping: If you notice that your favorite foods that you eat a lot of the time are on sale, then you may want to consider…
In: Credit & Debit
2 Nov 2009When it gets to selling mortgage leads, there are many good businesses available for you to study, and many roads to travel down when thinking which lead type will work best for you. Investigating lead companies is an necessary factor when deciding to invest in one, but let’s be straightforward with each other; we actually don’t know what type of mortgage leads we are getting until we start to buy them.
Starting out as a loan officer I purchased my leads in bulk, new and with a live transfer. I would take $100 of my hard earned money and purchase approximately…
In: Mortgage
2 Nov 2009So how do you look for free foreclosure lists…? Well, it’s normally as plain as doing a Google search. But that’s not where you should end though; you should make sure you’re making use of a reputable source or else you could end up getting some bad data.
Sometimes acquiring real estate listings can be complicated since you don’t know how up to date they are and how the individual got the listings in the first place. This is the reason why it’s significant to find more than one resource and put them side by side and compare them to see…