International Students Medical Insurance Policies – Global USA

In: Insurance

17 Sep 2009

Global Student USA is an international student insurance plan which is designed for those students and scholars traveling outside their home country to pursue higher studies. This international student health insurance plan is competitively priced for the comprehensive benefits it offers for the international students.

The Global Student USA insurance policy meets the health insurance coverage requirements of most of the international educational and exchange programs, institutions, universities and community colleges in the US which admits overseas students. This global student insurance plan is suitable for F1 and J1 visa holders studying in the United States.

The Global Student insurance policy offers coverage for various health care services like prescription drugs, doctor consultation, pregnancy related issues like complications, in-patient and out-patient hospital services, emergency medical requirements, child birth and miscarriage complications and emergency travel assistance which require evacuations and repatriations.

Non US citizens who are between 14 and 64 years of age and are enrolled in any full-time educational program at an international level overseas are eligible for the Global Student USA plans. This student insurance plan does not offer coverage for dependants. In addition, there are no optional coverage benefits available.

The renewal process is also very straightforward. The insured can continue availing benefits if the premiums are paid prior to the expiry date of the international student insurance policy.

In case the insured misses out on paying the premium on time, there is a 31-day grace period allotted for renewal. The insured would be eligible for full refunds if the policy certificate is submitted within 10 days of purchase after which no refunds are available.

This global student insurance plan would become effective on the date requested at the time of submitting the completed application form along with the payment for enrolling in the international student insurance policy. The plan offers very limited benefits when the insured is in the home country during the coverage period.

This global student insurance plan remains valid until the policy lapses or the insured fails to meet the eligibility requirements of the plan. The termination date of the policy can also be mentioned in the application form if there is a specific preference for the same.

Ray Sondeo often writes about international student insurance.

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