The Finance Related Articles and Resources
In: Mutual Funds
19 Oct 2009No matter what age you are or what type of work you do for a living, you should start saving for your retirement now if you haven’t already. While there may be special types of investments available to you due to your personal financial position, there are several general investment strategies for everyone.
Contribute to your work’s 401K. Chances are your company has a 401K that can be taken out of your paycheck before tax. A lot of workplaces will even match portions of your savings. That means you are getting free money. Everyone should save in their 401K up to…
In: Mutual Funds
4 May 2009Thinking of the future is hard, especially when you are constantly bothered by the spending of the past. Why think of putting more money into your savings when you are still constantly reminded of your student loan? How can you think of how you’ll spend your retirement years if you have to worry about mortgages today?
The recession is in full swing this year, and this looming financial problem will make you think twice before investing for your future. What if the total amount you have from ten years of storing extra income devalues by more than 50% before…
In: Mutual Funds
27 Apr 2009A corporation is a group of people with shares or stocks from a company that make them part-owners of that company. A company may either be a privately held corporation or a publicly held corporation. A privately held corporation is one where owners know each other, or are related to each other. An example of this is the Cargill Company which sells animal feeds and stocks. A publicly listed company is one where shares are sold to anyone who can afford it and who pass up on some tests/ requirements the company has in addition. Shareholders of publicly…
The tail-end of 2008 left most investors frustrated. One of the few beacons of hope appeared to be U.S. Treasury bonds. Retirement-oriented investors still wonder where to go next for better returns.
Although many seem to lean toward Treasury investments, they may now be priced too expensively. Chief Investment Officer Mohamed El-Erian of Pimco and popular financial columnist Andrew Bary both advise people to stay away from treasury bonds for a variety of reasons best outlined in a Barrons article, Get out now, published January 5, 2009 (search for title at: http://online.barrons.com/article).
So, what other asset classes might provide relief…
In: Mutual Funds
23 Apr 2009What do you do when you want to invest but you no nothing about choosing and investing in stocks or bonds? Simple, you invest in mutual funds. Mutual funds are a way to invest in a wide variety of stocks, bonds, and/or other investments, without having to spend the time or needing the expertise to research.
Mutual funds work by having many people invest their money together. They pool their money together and a fund investor invests all the money into different investments that they choose. You don’t have to worry about diversifying your investment because the fund…
In: Mutual Funds
8 Mar 2009A stock is essentially a piece of a company. You are a shareholder when you own a stock. The shareholder will share in the companies profits and has a voice about how the company is run.
The company sells stock because they want to get capital, to expand the business or some other reason. An example would be when company needs to purchase new property or have extra cash. Its projected value depends on the growth and success of the company.
Purchasing stocks in a new company would be considered risky considering the new company does not have a…